| Keep in mind that there are many mortgage introducer UK companies on the 'net, and each one may offer a unique deal. You can improve your credit-worthiness by:- Getting black marks removed from your credit report. Go to Experian, CallCredit and Equifax;
- Paying off your credit-cards, store cards and Blockbuster video rentals regularly;
- Paying your bills before the due date;
- Having the same bank account for two years or more;
- Staying in one place for two years or more;
- Your house or flat not having had previous occupiers with bad credit;
- Being on the electoral register;
- Having a credit card or store card;
- Being in credit on your bank account (no overdraft, no unauthorised overdrafts);
- Owning property.
- Having £54,000 in the bank already!
Lending companies can run credit checks, confirm income with an accountant, or even access your bank account to review your balance over a period of time. Not all will do this; however, they do have the right to check your income is what you say it is. Here's a tip: When asking for a quote, and eventually getting your mortgage, try to keep the term of the loan as short as you can. Pay it off faster, and pay less interest. Less interest = more money for you. Only the financially uneducated, or the desperate, think that 100% mortgages over 35 years are doing them a favour. TIP: Before you buy it, find out the true value of the property. Get more than one independent valuation. Compare it with the prices of similar properties in the same area. Make sure your money is being well spent. We offer free mortgage introducer UK advice at a time and place to suit you. Why not let us take the effort out of searching the mortgage market for you and apply today. You may find many a mortgage introducer in the UK offering a very low initial rate, but hiding high additional fees and charges in the small print. Ask the mortgage introducer to explain all variable rates, payment conditions and additional costs. Don't just read the small print yourself. If you still have doubts, just walk away and look for another mortgage introducer in the UK. TIP: Don't buy a home or commercial property without a full, professional survey. Human beings can be foolish; content to spend £153,000 on a house after a half-hour viewing, but be-grudge spending £533 finding out whether it's worth acquiring in the first place! Your best way to find a mortgage introducer UK is to use Google, and add 'stop' words to the query. Your query would look like this: mortgage introducer UK -USA -biz -"bad credit", where 'biz' and 'USA' are words, and 'bad credit' is a phrase, from type of sites you don't want in the search results. Any mortgage introducer UK site on the internet you find should be scrutinised according to the following checklist:- Has it got a company name, or a named individual?;
- How quick are they to respond to queries?;
- How far away are they from you physically?;
- If a company, has it got a registered office?;
- Has it got a street address, rather than a P.O. box, or a 'Suite'?;
- Has it got a telephone number?;
- How long has the company been in business?
Once you've settled on a few introducers, you can enter their business name in a search engine with the words 'scam' or 'problem', and see what comes up. | 
